Send and receive money for free, instantly. Tired of paying fees to Visa and Mastercard?
Koinonos has developed a decentralized mobile application designed to facilitate free global mobile payments and free mobile transfers using blockchain technology. Thanks to its smart contracts, its high transaction-per-second capacity, and its 0% fees, it can be used on a daily basis, regardless of what is being purchased or the transaction amount. The idea is that, with just a smartphone and a single application, we can create a decentralized financial ecosystem that allows users to manage their personal finances while being their own custodian. In summary, Koinonos is built on three main pillars:
Koinonos is supported by a regulated blockchain infrastructure, designed to comply with the MiCA regulation in the European Union and registered with the Bank of Spain (D728). The application has been designed so that any user can send and receive money in a simple, secure, and fee-free way, using a single app, without technical knowledge, while always maintaining full control over their funds.
From the same wallet, users will have access to buying and selling cryptocurrencies, staking services, a DEX, and a tokenized assets platform. In addition, Koinonos will provide access to regulated financial markets, such as the U.S. stock market, integrating financial products under the applicable regulatory framework — all within a single application and with a unified, easy-to-use experience.
AVA is a multi-phase system with autonomous reasoning (agentic AI). It is an expert system that combines multiple real-time data sources to deliver precise, up-to-date, and verifiable answers about the crypto ecosystem and the global economy.
We redefine the rules of the financial game. Faster, safer, and without unnecessary costs.
Forget about abusive fees. Unlike Visa (1-3%) or Mastercard, our payments are completely free for users and merchants.
Money moves at the speed of light. Payments completed in less than 3 seconds, compared to 24-72h from traditional banking.
No borders or geographic restrictions. Send money anywhere in the world as easily as sending a text message.
Total security with EuroK, our digital stablecoin backed 1:1 with euros, with instant settlements through our European Central Bank settlement accounts.
In 3 simple steps, you'll be ready to send and receive money for free.
Download KWallet from the App Store or Google Play. Registration takes less than 2 minutes.
Transfer euros from your bank or buy crypto directly with card, Apple Pay or Google Pay.
Send money to anyone instantly, anywhere in the world. No fees, no waiting.
A complete financial ecosystem for the digital age.
Send and receive money instantly without any fees. Perfect for personal and business use.
Buy and sell over 100 cryptocurrencies with competitive rates powered by Ramp Network.
Transform real-world assets into digital tokens. Real estate, art, and more.
Our euro-backed stablecoin for stable, fast, and secure transactions.
The only AI that helps you make informed decisions about your investments and finances.
Money has changed. People demand financial freedom and businesses need efficiency. Koinonos is not just an app, it's a complete financial ecosystem.
Global annual payments market
Crypto market capitalization
Recurring revenue through a non-intrusive advertising model in the free app.
Minimal and competitive fees on currency and cryptocurrency exchange.
Asset tokenization and white-label payment solutions for businesses.
Our journey to revolutionize global payments.
Company registration, Bank of Spain D728, initial team formation.
KWallet app development, Ramp Network integration, beta testing.
Public launch, seed funding round, EMI license application.
EMI license approval, EuroK stablecoin launch, European expansion.
Strategic distribution to ensure long-term sustainability and growth.
Total Supply
600,000,000,000 KOINE
KOINE
Utility Token
Soon you'll be able to make payments with our wallet without fees.
Soon you'll be able to make payments with our wallet without fees.
Our wallet will be available soon.
