How can I buy cryptocurrency on Koinonos?

You can buy Bitcoin, Ethereum, USDT and 100+ cryptocurrencies on Koinonos instantly using credit card, debit card, bank transfer, Apple Pay or Google Pay. Simply select the cryptocurrency you want to buy, enter the amount, and complete the payment. Zero trading fees apply.

How can I sell cryptocurrency on Koinonos?

To sell cryptocurrency on Koinonos, select the crypto you want to sell, enter the amount, and provide your bank account details. You'll receive funds directly to your bank account. The process is fast, secure, and has zero trading fees.

What cryptocurrencies can I trade on Koinonos?

Koinonos supports 100+ cryptocurrencies including Bitcoin (BTC), Ethereum (ETH), USDT, and many other popular digital currencies. You can buy and sell all major cryptocurrencies with zero trading fees.

Are there any fees for trading on Koinonos?

Koinonos offers zero trading fees for buying and selling cryptocurrencies. You only pay the actual cost of the cryptocurrency without any additional platform fees, making it one of the most cost-effective crypto exchanges.

Is Koinonos safe and secure?

Yes, Koinonos is a secure cryptocurrency exchange platform. We use industry-standard security measures to protect your funds and personal information. All transactions are encrypted and we partner with trusted payment providers like Coinbase.

What payment methods does Koinonos accept?

Koinonos accepts multiple payment methods including credit cards, debit cards, bank transfers, Apple Pay, and Google Pay. This makes it easy to buy cryptocurrency using your preferred payment method.

Cryptocurrency trading platform - Buy and sell Bitcoin, Ethereum and crypto

Global Payments. Zero Fees.

Send and receive money for free, instantly. Tired of paying fees to Visa and Mastercard?

Koinonos has developed a decentralized mobile application designed to facilitate free global mobile payments and free mobile transfers using blockchain technology. Thanks to its smart contracts, its high transaction-per-second capacity, and its 0% fees, it can be used on a daily basis, regardless of what is being purchased or the transaction amount. The idea is that, with just a smartphone and a single application, we can create a decentralized financial ecosystem that allows users to manage their personal finances while being their own custodian. In summary, Koinonos is built on three main pillars:

1. Free Global Mobile Payments Application

Koinonos is supported by a regulated blockchain infrastructure, designed to comply with the MiCA regulation in the European Union and registered with the Bank of Spain (D728). The application has been designed so that any user can send and receive money in a simple, secure, and fee-free way, using a single app, without technical knowledge, while always maintaining full control over their funds.

2. Cryptocurrency Trading / Staking / DEX and Tokenized Assets Platform

From the same wallet, users will have access to buying and selling cryptocurrencies, staking services, a DEX, and a tokenized assets platform. In addition, Koinonos will provide access to regulated financial markets, such as the U.S. stock market, integrating financial products under the applicable regulatory framework — all within a single application and with a unified, easy-to-use experience.

3. AVA — Analytical Value Agent

AVA is a multi-phase system with autonomous reasoning (agentic AI). It is an expert system that combines multiple real-time data sources to deliver precise, up-to-date, and verifiable answers about the crypto ecosystem and the global economy.

Why choose Koinonos?

We redefine the rules of the financial game. Faster, safer, and without unnecessary costs.

0% Fees

Forget about abusive fees. Unlike Visa (1-3%) or Mastercard, our payments are completely free for users and merchants.

Instant

Money moves at the speed of light. Payments completed in less than 3 seconds, compared to 24-72h from traditional banking.

Global from Day 1

No borders or geographic restrictions. Send money anywhere in the world as easily as sending a text message.

Euro-Backed

Total security with EuroK, our digital stablecoin backed 1:1 with euros, with instant settlements through our European Central Bank settlement accounts.

How does Koinonos work?

In 3 simple steps, you'll be ready to send and receive money for free.

Download the app

Download KWallet from the App Store or Google Play. Registration takes less than 2 minutes.

Add funds

Transfer euros from your bank or buy crypto directly with card, Apple Pay or Google Pay.

Send & receive

Send money to anyone instantly, anywhere in the world. No fees, no waiting.

AVA inside KWallet

Where AI meets your wallet

More than an assistant: AVA turns your KWallet into a conversational financial copilot. Speak, ask, schedule.

AVA

Your financial copilot

"AVA, how much did I spend on subscriptions last month?"

You spent €47.82 across 3 subscriptions:

Netflix €12.99
Spotify Family €17.99
iCloud 200 GB €16.84

Want me to cancel any of them?

"Send €50 to my niece on the 1st of every month."

Recurring payment scheduled
€50 → Lucía · 1st of each month · zero fees.
Confirm with your fingerprint

Voice payments

"Send €50 to Lucía." AVA understands, validates and signs with your fingerprint. Zero friction, zero forms.

Spending intelligence

Ask AVA how much you spent last month, how much you sent your niece this year, or your top 3 recurring expenses. Answer in seconds.

Programmable payments

Recurring ("on the 1st to Lucía"), conditional ("if BTC hits 100k, sell 10%") and multi-signature payments — all from a single conversation.

Privacy by design

Analysis runs over your data. No one else sees it. AVA is your copilot, not a spy.

Ask AVA anything

Real questions, real answers. Powered by AVA, executed by KWallet smart contracts.

How much did I send Lucía in 2025?

What were my 5 biggest expenses this quarter?

How much did I spend on coffee shops last month?

Schedule €200 to my parents on the 25th of every month.

How much am I saving compared to last year?

If BTC drops 10%, automatically buy €100.

Split this bill between Juan, María and me.

How much did I pay in bank fees before Koinonos?

Alert me if I spend more than €300 this week.

What % of my income goes to subscriptions?

Show me every payment to "Amazon" this year.

Forecast my balance at the end of the month.

Cancel my Netflix subscription.

Send €20 to whoever paid the dinner last Friday.

What did I spend more on this month: groceries or eating out?

Our Services

A complete financial ecosystem for the digital age.

Free Payments

Send and receive money instantly without any fees. Perfect for personal and business use.

Crypto Trading

Buy and sell over 100 cryptocurrencies with competitive rates powered by Coinbase.

Asset Tokenization

Transform real-world assets into digital tokens. Real estate, art, and more.

EuroK Stablecoin

Our euro-backed stablecoin for stable, fast, and secure transactions.

AVA — Your financial copilot

The only AI integrated end-to-end with your wallet. Ask it about your spending, give it voice commands, schedule your payments. Your data stays on your device.

Voice Payments

"Send €50 to Lucía." Speak, AVA understands, you confirm with your fingerprint. The fastest payment ever made on a phone.

Scheduled & Conditional Payments

Recurring, conditional and multi-signature payments — defined directly in the AVA chat. Smart contracts you operate by talking.

Coming Soon: Advanced Correlation Studies & Scientific Data

Driven by high-performance computing in partnership with the Barcelona Supercomputing Center.

Koinonos Pays Protocol

Smart contracts, not smart talk

KWallet runs on Koinonos Pays, an on-chain payment protocol with native support for scheduled, conditional and collaborative payments. Every contract is auditable, every execution is verifiable, and every euro is yours. No middlemen, no surprises.

Recurring

Daily, weekly, monthly

Conditional

If X happens, pay Y

Multi-sig

Shared decisions

Audit-ready

On-chain & verifiable

Reversible subscriptions

Cancel any recurring payment from the app, no phone calls, no forms, no waiting on hold.

Smart payroll & splits

Automatically distribute your salary across savings, expenses and family the moment it lands. Set it once, runs forever.

Conditional payments

"Pay the supplier when the shipment arrives." "Buy if the price drops." Financial logic without a single line of code.

Investment Opportunity

Invest in the Infrastructure of the
Future of Payments

Money has changed. People demand financial freedom and businesses need efficiency. Koinonos is not just an app, it's a complete financial ecosystem.

$2+ Trillion

Global annual payments market

1.5+ Trillion

Crypto market capitalization

AI + Payments

Proprietary stack: voice, analytics and on-chain execution in one app

Contact Investors

Business Model

Integrated Advertising

Recurring revenue through a non-intrusive advertising model in the free app.

Crypto-Fiat Conversion

Minimal and competitive fees on currency and cryptocurrency exchange.

B2B Services

Asset tokenization and white-label payment solutions for businesses.

AI + Payments Moat

AVA + KWallet + Koinonos Pays is a proprietary stack that's hard to replicate: voice, analytics and on-chain execution in one experience.

Investment Round Seed Stage

Status Open

Roadmap

Our journey to revolutionize global payments.

Q1 2024

Foundation

Company registration, Bank of Spain D728, initial team formation.

Q2 2024

Development

KWallet app development, Coinbase integration, beta testing.

Q1 2026

Launch

Public launch, seed funding round, EMI license application.

Q2 2027

Expansion

EMI license approval, EuroK stablecoin launch, European expansion.

Tokenomics

Strategic distribution to ensure long-term sustainability and growth.

Total Supply

600,000,000,000 KOINE

KOINE

Utility Token

Treasury 25%

EMI Banking License 20%

Liquidity 18%

Team 12%

Marketing 8%

Staking 6%

Private Sale & IEO 4%

Quote Exchange 4%

Building Bridges 2%

Community 1%